NEW YORK'S HIGHEST COURT FINDS THAT "ISSUED AND DELIVERED" IS BROADER THAN A LEGAL DOMICILE FOR PURPOSE OF APPLYING INSURANCE LAW SECTION 3420

 The highest court in New York (the Court of Appeals) recently issued a decision in Carlson v. American International Group, et al. that is of substantial importance to policyholders, insurance brokers and carriers. The Court's decision can be interpreted to broaden application of certain protections afforded to insureds under New York law when carriers disclaim coverage for personal injury claims.

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New York's Highest Court Finds That "Issued and Delivered" is Broader Than a Legal Domicile For Purpose of Applying Insurance Law Section 3420