Environmental insurance policies have become an essential part of risk management due to pollution exclusions in general liability policies.

Often, owners and tenants of commercial and residential real estate encounter bodily injury and property damage claims which will not be covered under their standard liability policies if they arise, for example, from asbestos exposure,  mold contamination,  fuel spills,  on- and off-site hazardous waste disposal,  and indoor air quality issues.

The risks involved in the ownership, operation or management of commercial properties can be summarized as follows: Onsite Contamination, Offsite Contamination, Remediation Risks, Post-Remediation Risks, Third Party Claims Defense and Indemnity Payments, and Site Characterization and Cleanup Risks.

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What You Should Know About Environmental Insurance